As retirement approaches, you’re going to face a big decision: At what age should you claim Social Security benefits? Do you start drawing Social Security at age 62, as soon as you can, or do you wait until you reach your full retirement age, which is 66 or 67 for people born after 1942? Or should you hold out until you’re 70, so you can secure more money for yourself? There’s no one-size-fits-all answer. But since the decision will affect your finances for the rest of your life, it’s important to evaluate which strategy is right for you. We talked to an expert. For his advice, read the full story on our sister site, Living on the Cheap.