You’ve probably accepted the fact that you can’t live without your smartphone, even if it is an extra expense on top of your other bills. Of course, if you use your phone wisely, it could turn out to be a great investment. Check out five great ways your smart phone can actually help you save money. It can help you pay bills on time, keep you from getting lost, and many more services. For the full story on this topic, visit our sister site, Living on the Cheap.