Think of it as a birthday with benefits. You turn 65 and you are finally eligible for Medicare. Signing up can be a breeze – under the right circumstances. Or it can be a confusing hassle. Lori McGinnis, a counselor with SHIP (State Health Insurance Programs), a federally funded program that offers FREE assistance to anyone who qualifies for Medicare, says many people need help signing up. So we asked her a few basic questions. The answers may help you get started. See the full story on our sister site, Living on the Cheap.