Trying to pay down debt? One thing holding you back is likely the interest you pay on your credit cards. The high rate of interest means that a large portion of your payment goes straight into someone else’s pocket, rather than going toward debt reduction. If you want to speed up the debt repayment process and save money while you’re at it, reducing your credit card interest rate is a good place to start. The good news is that you might be able to lower your credit card interest rate just by asking. Find out how when you read the full story on our sister site, Living on the Cheap.