For vacationers renting a car, it’s that deer-in-the-headlights moment. You stroll up to the rental desk and as you complete the paperwork, the agent asks, “Do you want our insurance?” This is not the time to ask, “Do I need it?” Car rental insurance is at best, confusing and, at worst, a waste of your money. Are you covered by personal car insurance? How about a credit card? And if you’re covered … what’s covered? For some great tips on car rental insurance, check out the full story on our sister site, Living on the Cheap. You’ll get the low-down there. Just CLICK HERE for the full story.