Financial

If you haven’t heard of Ebates, then you’re missing out! It started as a way to earn a little bit of cash back when you shop popular online stores, but they’re now offering cash back from in-store purchases also. That’s great news for everyone who shops … which is, well, EVERYONE. Ebates has paid out […]

If you’re like most people, you take care of most of your finances online these days. While you might have once been hesitant about online banking or typing in your credit card number to buy that sleek new laptop, now, you’ve probably come around to thinking nothing of depositing checks using your smartphone, or even […]

Your first day at a new job is a whirlwind experience. Between meeting new colleagues, learning your way around, and the unavoidable lengthy training from HR, you have a lot to keep you busy. But somewhere buried in that big packet of benefits is information on your new 401(k) plan. Making the right choices can […]

According to the Social Security Administration (SSA) statistics regarding retirement preparedness in the US. are startling: For 61 percent of elderly beneficiaries, Social Security provides the majority (more than 50 percent) of their cash income. For 33 percent of them, it provides 90 percent or more of their income. The maximum benefit at full retirement […]

Retirement plans are supposed to be simple, but they are more complex than we’d like. That sometimes makes them seem so impossibly complicated that the best thing is just to do nothing. Doing nothing is precisely the wrong thing to do; the complexity isn’t nearly as complicated as it is sometimes made out to be. […]

Making several changes to your spending habits can  significantly impact your  household budget — in a good way.Some of these tips may fly in the face of what you have always believed, or done.  Maybe instead of buying in bulk, you buy just what you really need. Maybe you just forget the coupons. Surprised? Check out our […]

As the baby boomers get older, they face an important question: Who is going to take care of them when they can no longer care for themselves? About 13 percent of Americans try to answer this question by buying long-term care insurance, which is a fraction of those who will need help. Yet issues with […]

If you’ve decided to buy a home, good luck to you. Your challenge will be not just finding a home you like, but also beating out all the other home buyers who like it and want to make an offer on it, too. The number of homes for sale is low nationwide, particularly in the […]

Investing in rental property has long been a popular option for people who want to diversify their investments beyond stocks and mutual funds. But, unlike those more mainstream investments, rental properties can require significant hands-on work, including dealing with tenants and keeping up with maintenance. You have to be smart to make rental investment pay. […]

Now that taxes are out of the way, it’s time to think about paying yourself. Whether you are saving for retirement, a college education or just some random future item, you may well be using mutual funds. Mutual funds are investments that pool money from many individuals. A professional portfolio manager invests the money to […]