A few years ago, Travis Pizel and his wife, Vonnie, found themselves in crisis. The Rochester, Minn., couple had good jobs and lived well, dining out frequently, buying what they wanted and taking vacations to water parks with their two children. But a letter from their credit card company advising them of higher payments forced them to confront the truth: They had accrued $109,000 in credit card debt during their 13-year marriage. Despite a household income of about $100,000 a year, they couldn’t afford higher payments. To find out how they solved their dilemma and paid off that debt, read the full story on our sister site, Living on the Cheap.