Unless you are living under a rock, you have seen one of the new “Framily” plan ads from Sprint. The premise: You get a bunch of your friends and family together in one group and you all get a lower phone bill. In addition, everyone in the plan can get his own bill to keep the bookkeeping nice and neat. Sort of like a group insurance plan. The commercial makes the plan look easy and its users really happy. The idea is not new. T-Mobile did something similar about a decade ago called Five. We’ve gathered the details on a couple of the plans and see if they really are a good deal. See the full story on our sister site, Living on the Cheap.