Holiday shopping can be spoiled if you’re careless with your money, so PNC Bank offers six tips for safer holiday shopping. 1) Know where your cards and wallet are at all times, and never leave your purse unattended. This may seem obvious, but it can be easy to misplace your most valuable information. 2) Load a gift card with your holiday shopping card. PNC highlights that gift cards are not directly connected to your checking account or credit card, which helps in the event that a retailer suffers a data breach. However, do use caution if you do decide to use gift cards. If that card is stolen, the money is gone. The advantage of using your debit card or credit card is that your financial institution will most likely need to repay all or a portion of your money. 3) Use only secure websites when shopping online. The Internet is a dangerous place. Before you begin typing your name and your confidential financial information, make sure the URL begins with “https” instead of simply “http,” and shows a locked padlock icon. 4) Go mobile with your wallet, using mobile payments tools such as Apple Pay or Visa Checkout, which protect card information behind additional security layers. 5) Ask for alerts. Most banking institutions offer text or email notifications when a transaction occurs. It’s an easy and instant way to know if a suspicious purchase has taken place. 6) Monitor your money. When you’re logging on to your computer or powering up your smartphone, take an extra few minutes to check your online banking activity. Read more about a this topic at http://www.bankrate.com/financing/banking/how-to-keep-money-safe-during-the-holidays/#ixzz3KI3aMLfo.